Disclaimer

1. Informational Purpose

The information published on the website Loravexino is provided for general informational purposes only. The website contains neutral descriptions related to personal budget planning for daily needs and explains commonly used terms, structures, and examples of recording income and expenses. All materials are intended for reading and reference only. The content does not represent financial, legal, or professional advice and should not be interpreted as a recommendation or instruction. Users are responsible for how they use the information presented on the website.

2. No Professional Guidance

The website does not provide consulting, advisory, or professional services. Information on the pages is presented in a general format and may not apply to individual situations. Users should not rely on the website as the only source of information when making personal or financial decisions. The website does not guarantee that the information is suitable for any specific purpose.

3. Accuracy of Content

The content of the website is prepared for general reference and may be updated, corrected, or reorganised when necessary.
Although reasonable effort is made to keep the information consistent, the website does not guarantee completeness or accuracy at all times. Descriptions, definitions, and examples are provided only to explain common concepts related to daily budget records. Use of the information is at the user’s own discretion.

4. No Transactions or Services

The website does not offer products, services, subscriptions, or payments. Users are not required to create an account or provide personal data to read the content. Any communication sent through the contact form is used only for general questions related to the website. The website does not request financial information and does not process payments.

5. External Links and Technical Services

The website may use technical services required for hosting, security, or basic analytics. Such services are used only to maintain the normal operation of the website. If links to external pages appear, they are provided only for general reference. The website is not responsible for the content of external resources.

6. Personal Data and Communication

Use of the website is possible without providing personal data. If the user sends a message through the contact form, the information is processed only for communication purposes. Personal data is handled according to the Privacy Policy and in accordance with the Personal Data Protection Act 2012 of Singapore, as well as applicable provisions of the Spam Control Act 2007 and the Electronic Transactions Act 2010. The website does not use personal data for advertising or profiling.

7. Use of the Website

By accessing the website, the user confirms that the content is understood as informational material only. The website is provided without any guarantees regarding interpretation or results of use. Users should review the policies published on the website before sending personal data or using the contact form. Continued use of the website means acceptance of this Disclaimer.

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